{"level":"city","name":"Mobile","state":"AL","state_name":"Alabama","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile","parent":{"name":"Alabama","page":"https://www.retrorate.com/assumable-mortgages/alabama"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":14276,"avg_assumable_rate":4.71,"avg_balance":177976,"avg_monthly_savings":210,"rate_bands":{"under_3":1460,"3_to_4":4114,"4_to_5":2822,"5_and_over":5880}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"36695","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36695","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36695.json","assumable_homes":4309,"avg_assumable_rate":4.59,"avg_monthly_savings":266,"on_market_coverage":false},{"name":"36608","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36608","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36608.json","assumable_homes":1848,"avg_assumable_rate":4.71,"avg_monthly_savings":220,"on_market_coverage":false},{"name":"36618","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36618","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36618.json","assumable_homes":1621,"avg_assumable_rate":4.74,"avg_monthly_savings":175,"on_market_coverage":false},{"name":"36582","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36582","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36582.json","assumable_homes":1563,"avg_assumable_rate":4.87,"avg_monthly_savings":188,"on_market_coverage":false},{"name":"36693","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36693","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36693.json","assumable_homes":1419,"avg_assumable_rate":4.56,"avg_monthly_savings":233,"on_market_coverage":false},{"name":"36609","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36609","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36609.json","assumable_homes":1308,"avg_assumable_rate":4.8,"avg_monthly_savings":191,"on_market_coverage":false},{"name":"36606","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36606","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36606.json","assumable_homes":883,"avg_assumable_rate":4.86,"avg_monthly_savings":145,"on_market_coverage":false},{"name":"36605","page":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36605","data":"https://www.retrorate.com/assumable-mortgages/alabama/mobile/36605.json","assumable_homes":805,"avg_assumable_rate":4.97,"avg_monthly_savings":112,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}