{"level":"city","name":"Huntsville","state":"AL","state_name":"Alabama","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville","parent":{"name":"Alabama","page":"https://www.retrorate.com/assumable-mortgages/alabama"},"counted_as_of":"2026-10-15","market_rate":{"value":7.3,"label":"average 30-year fixed rate","as_of":"2026-10-16","source":"Optimal Blue Mortgage Market Indices (OBMMI)"},"savings_basis":{"comparison":"the assumable loan against a new loan for the same amount, at the same cash to close","includes":"principal and interest only","remaining_term_years":25,"remaining_term_assumed":true},"coverage":{"tier":"B","on_market":"off-market only: counts cover homes with a mortgage carrying an assumable loan"},"figures":{"assumable_homes":11695,"avg_assumable_rate":4.52,"avg_balance":219496,"avg_monthly_savings":282,"rate_bands":{"under_3":1871,"3_to_4":3214,"4_to_5":2354,"5_and_over":4256}},"zip_codes":{"note":"The ZIP codes with the most assumable stock in this city, not every ZIP in it.","published":[{"name":"35811","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35811","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35811.json","assumable_homes":2651,"avg_assumable_rate":4.66,"avg_monthly_savings":285,"on_market_coverage":false},{"name":"35756","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35756","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35756.json","assumable_homes":2345,"avg_assumable_rate":4.46,"avg_monthly_savings":389,"on_market_coverage":false},{"name":"35810","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35810","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35810.json","assumable_homes":2136,"avg_assumable_rate":4.84,"avg_monthly_savings":145,"on_market_coverage":false},{"name":"35803","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35803","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35803.json","assumable_homes":2120,"avg_assumable_rate":4.27,"avg_monthly_savings":341,"on_market_coverage":false},{"name":"35763","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35763","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35763.json","assumable_homes":2078,"avg_assumable_rate":4.4,"avg_monthly_savings":442,"on_market_coverage":false},{"name":"35757","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35757","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35757.json","assumable_homes":1801,"avg_assumable_rate":4.36,"avg_monthly_savings":359,"on_market_coverage":false},{"name":"35806","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35806","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35806.json","assumable_homes":1418,"avg_assumable_rate":4.32,"avg_monthly_savings":384,"on_market_coverage":false},{"name":"35773","page":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35773","data":"https://www.retrorate.com/assumable-mortgages/alabama/huntsville/35773.json","assumable_homes":1331,"avg_assumable_rate":4.81,"avg_monthly_savings":247,"on_market_coverage":false}]},"terms":{"publisher":"RetroRate (Assumable Technologies Inc.)","source":"RetroRate production data, from public data sources and county records","attribution":"Cite as RetroRate, with a link to the page URL.","contact":"press@retrorate.com","documentation":"https://www.retrorate.com/assumable-mortgages"}}